Welcome to MarginLens, Inc. ("MarginLens," "Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the MarginLens website, software, platform, APIs, applications, and related services (collectively, the "Services").
By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.
If you are using the Services on behalf of a company, organization, or other legal entity, you represent that you have authority to bind that entity to these Terms.
MarginLens provides software and analytics tools designed to assist users in monitoring, analyzing, forecasting, and understanding derivatives margin requirements, collateral exposure, risk metrics, and related financial information. The Services may include:
MarginLens may modify, update, suspend, or discontinue any part of the Services at any time.
You must be at least eighteen (18) years old and capable of forming a legally binding agreement to use the Services. You represent and warrant that:
Certain features may require registration. You are responsible for maintaining the confidentiality of your login credentials, restricting access to your account, and all activities occurring under your account. You agree to notify MarginLens immediately of any unauthorized use of your account. MarginLens reserves the right to suspend or terminate accounts that violate these Terms.
Certain Services may require payment of subscription fees. By purchasing a subscription, you agree to pay all applicable fees, provide accurate billing information, and authorize recurring charges where applicable. Unless otherwise stated, fees are non-refundable, subscription fees are billed in advance, and MarginLens may change pricing upon reasonable notice. Failure to pay fees may result in suspension or termination of Services.
The Services, including all software, technology, content, designs, algorithms, trademarks, logos, and materials, are owned by MarginLens or its licensors and are protected by intellectual property laws. Subject to these Terms, MarginLens grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services. You may not:
All rights not expressly granted are reserved by MarginLens.
You retain ownership of data you upload to the Services ("User Data"). You grant MarginLens a worldwide, non-exclusive license to use, process, store, transmit, and display User Data solely as necessary to provide and improve the Services. You represent that you possess all rights necessary to submit User Data.
MarginLens may generate aggregated and anonymized data that does not identify any individual customer. MarginLens may use such data for analytics, benchmarking, research, and service improvement.
Certain Services may utilize artificial intelligence, machine learning models, or large language models. You acknowledge that:
Users remain solely responsible for decisions made based on AI-generated outputs.
THE SERVICES ARE PROVIDED FOR INFORMATIONAL AND ANALYTICAL PURPOSES ONLY. MARGINLENS IS NOT A BROKER-DEALER, INVESTMENT ADVISER, FUTURES COMMISSION MERCHANT, COMMODITY TRADING ADVISOR, FINANCIAL INSTITUTION, OR PROVIDER OF LEGAL, ACCOUNTING, TAX, OR REGULATORY ADVICE.
The Services do not constitute investment advice, trading advice, risk management advice, legal advice, or recommendations regarding any security, derivative, futures contract, swap, or financial instrument. Users are solely responsible for evaluating and verifying all outputs, calculations, analyses, forecasts, and recommendations before making business, investment, trading, compliance, or operational decisions.
The Services may integrate with third-party platforms, exchanges, brokers, custodians, market data providers, cloud providers, or software vendors. MarginLens is not responsible for third-party services, data accuracy, service interruptions caused by third parties, or third-party security practices. Your use of third-party services is governed by their respective terms and policies.
You agree not to:
You agree not to disclose any non-public information regarding the Services, software, models, documentation, or business operations of MarginLens obtained through your use of the Services. This obligation survives termination of your account.
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARGINLENS DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AND AVAILABILITY. MARGINLENS DOES NOT WARRANT THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, OR SECURE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARGINLENS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES. IN NO EVENT SHALL MARGINLENS'S TOTAL LIABILITY EXCEED THE AMOUNT PAID BY YOU TO MARGINLENS DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY.
You agree to defend, indemnify, and hold harmless MarginLens, its officers, directors, employees, contractors, and affiliates from any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Services, your User Data, your violation of these Terms, or your violation of applicable laws or regulations.
MarginLens may suspend or terminate your access at any time, with or without notice, if you violate these Terms, if required by law, or if continued access creates risk to MarginLens or its users. Upon termination, your right to use the Services immediately ceases.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Delaware, and each party consents to such jurisdiction.
MarginLens may modify these Terms at any time. Updated Terms will become effective upon posting to the Services. Continued use of the Services following publication of revised Terms constitutes acceptance of the revised Terms.
MarginLens, Inc.
For questions regarding these Terms, please use the contact form.